Billing

Refund & Cancellation Policy

Last updated: July 2026

This policy explains how to cancel, when refunds apply, and what happens to your data afterward. The short version: cancel any time with no fees, keep access through the period you paid for.

1. Cancellation

  • Cancel any time from Settings → Billing → Cancel Subscription, or email billing@yinpsi.com.
  • Cancellation is effective at the end of your current billing cycle.
  • Your workspace remains fully functional until the end of the paid period.
  • There are no cancellation fees.

2. Refunds

Subscription charges

  • No pro-rata refunds for unused days in a billing cycle.
  • Cancel on day 5 and you retain access for the remaining ~25 days.

Billing errors

  • Email billing@yinpsi.com within 14 days of the charge.
  • Include your registered email, the charge amount, and the date.
  • We review within 5 business days; valid refunds are processed within 10 business days.
  • Refunds are issued to the original payment method.

Duplicate charges

Meta conversation fees

  • Billed by Meta directly to your WhatsApp Business Account — not by YinPsi.
  • YinPsi cannot refund Meta's charges.
  • Contact Meta Business Support for Meta billing disputes.

AI overage charges

  • Non-refundable.
  • Set overage caps from Settings → AI Usage to control spend.

3. After Cancellation

TimelineWhat happens
Day 0Cancellation confirmed
End of billing cyclePaid features disabled; data still accessible
+ 30 daysData permanently deleted
ExceptionBilling records retained 7 years (legal requirement)

4. Reactivation

  • Within 30 days: resubscribe to restore your workspace with all data intact.
  • After 30 days: data is deleted and a new workspace is required.

5. Contact

For any billing question, email billing@yinpsi.com — we respond within 24 hours on business days.

Questions about this document? Email legal@yinpsi.com. YinPsi is operated by Bcreate Systems.